Northamptonshire suits park home living because it keeps market towns, hospitals and motorways within a short drive of each other. Kettering, Corby, Wellingborough and Rushden hold most of the county's residential parks, with Daventry and Towcester serving the western side. Buyers arriving from Northampton, Milton Keynes, Leicester and the London commuter belt often find a park home releases equity while keeping them near family and GPs.
The legal footing differs from a house. You own the home, the park owner owns the land beneath it, and a written statement governs the arrangement under the Mobile Homes Act. That document sets out the pitch fee, the annual review mechanism, the site rules and your rights when you sell. Read it before you pay a deposit, and take independent advice on anything unclear.
Check the age restriction, pet policy and parking allowance early, because those catch buyers out more often than the money does. Ask about the base the home sits on, its age, and whether it meets the BS3632 residential specification, which affects insulation and finance availability. Pitch fees, council tax, insurance and utilities sit on top of the purchase price.
Previously owned park homes here often start in the middle tens of thousands, while new twin-unit homes built to BS3632 can exceed one hundred thousand. Park location, plot size and the home's age account for most of the range.
The pitch fee is a monthly charge for the land your home stands on, paid to the park owner. It is reviewed once a year on the review date in your written statement, and any increase must follow the Mobile Homes Act process. Ask for the current fee and its recent history.
Most residential parks in the county are age-restricted, commonly to residents over 50 or over 55. Restrictions differ between parks, so check the site rules for the specific park rather than assuming a county-wide standard.
Standard residential mortgages are not available on park homes because you do not own the land. Buyers typically pay cash, use equity from a house sale, or take a specialist finance product. Lenders that do offer finance usually require the home to meet BS3632.
Park homes must be sold privately, not through the park itself, though the site owner may occasionally buy it back. The site owner is usually entitled to a resale commission, commonly around 10% of the sale price, as set out in the written agreement.