Buying a Static Caravan, What Do I Need To Know?

Posted by Sell My Group in Static Caravans, March 3, 2020

Buying a Static Caravan can be an exciting yet daunting experience. There are a lot of static caravans for sale across the UK. Firstly, you will need to decide whether to by a new or used static caravan. Other factors to consider when purchasing a holiday home is the size, style, location and A budget for your holiday home.

As exciting as it is and with so many static caravans for sale, buying a static caravan isn’t something you should rush. We have prepared a guide to help you and includes 20 Top Tips for Buying a Static Caravan.

1. Static Caravan Finance

If you cannot afford to buy a static caravan outright, you may have to consider finance options.  There are several static caravan finance companies, including Pegasus Finance, Blackhorse Finance and Hitachi Personal Finance.

As well as browsing the internet for the best static caravan finance, speak to the park operator to see if they have prearranged finance with a company. The benefit of arranging caravan finance through the park operator is that they will already have policies set up for their park to make the application easier. They may also have a preferential rate of funding. Read our article on Static Caravan Finance.

You can apply for static caravan finance by clicking below;

2. Static Caravan Insurance

Before you purchase a static caravan, consider the cost of the insurance.  Static caravan insurance rates will vary depending on several factors. Other factors include the age of the home – whether it is new or a second-hand static caravan. Other factors insurance companies cover the is size of the holiday home and what valuable assets will you hold on-site.

For further details on the subject, you can read our ‘Caravan and Lodge Insurance Guide’. A company to consider for your holiday home finance is Towergate insurance, click the image below for an insurance quote;

3. Holiday Park Site Fees

Once you find the perfect holiday park for your static caravan, you will need to sign an agreement.  This agreement, between you and the holiday park, will say what you will need to pay in site fees. These site fees are likely to increase year on year.

So when buying a holiday home, consider not just the cost of the holiday home, but the on-going site fees to pay the holiday park. For a more in-depth look at park site fees – take a look at our Holiday Parks and Site Fees Guide..’

4. Consider The Static Caravan size

One of the first things you should consider when looking at a static caravan to buy is the size of your holiday home and how much internal space will you need. Your caravan will be your second home for several years to come; it is crucial to try and to get the right-size for your needs.

How often will you be using your holiday home? Will it be for weeks at a time or just the odd weekend? The longer you will be at your second home, the more critical the correct amount of internal space is needed. This also applies to the outside space. You may enjoy sitting outside on the decking area. But if not, the size of the decking may not be as important.

As the size of your family changes, so will the requirements of your holiday home. Don’t just think about short term needs – but what you will need in a few years time.

Most new static caravans for sale will include furniture. But will this be sufficient for your requirements? For example, if the home doesn’t have enough space for the family to all sit down for a meal, what will you do? Replace the furniture or look for a bigger static caravan for sale? These are sort of issues to consider.

5. Static Caravan Location

‘Location, location, location’, so the saying goes. You may have decided to buy a caravan, but where do you want it to be? Buying a static home may be one of the most significant financial purchases of your lifetime. As you will probably be an owner for several years, spending holidays there and making great memories, it is important to must choose the right location.

The good news is there are lots of great holiday parks. Are you looking close to the sea? Or in the Lake District? There are great holiday parks in all counties of the UK.

We would suggest making a list of what’s most important to you. By knowing what things matter to you the most and which location you want to be, you should hopefully find a park that best suits you. 

6. Consider A Used Static Caravan

There are many new static caravans to buy. A new static has many benefits including less maintenance, extended warranty and should last longer than a used static caravan. However, it may also be worth considering buying a used static caravan.

A second-hand static caravan should cost less money upfront. You should also get more holiday home for your money. The extra money may then give you extra money to spend on other things.

7. Pitch License Agreement For Your Static Caravan

The agreement between you and the park owner or operator is a binding contact affecting your future use of the caravan, how much you pay and what you get for your money. So it is important.

Both you and the park owner have legal rights and responsibilities. The agreement should be in clear language, so that you can understand your obligations and what you can expect from the park owner. The park owner shouldn’t use unfair terms in the agreement and can’t unfairly take away your legal rights. If a term is found to be unfair, it is not binding on you and a park owner can’t rely on it in any dispute. However, only a court can decide if a term is unfair and you should make sure you are happy with the agreement before you sign up to it. Make sure that there is nothing in I that you don’t understand or are not prepared to agree to.

For further advice about an agreement, please contact a consumer advice organisation or seek your own legal advice. There is a list of useful contacts below.

What to think about
To avoid confusion and misunderstanding, the terms and conditions of your agreement should be in writing. Before signing anything, make sure you have all the information to make your decision.

8. Talk To The Park Operators

One of the best things you can do before buying a static caravan is to talk to the park operators.  Before signing the agreement, ask any questions you have or raise any concerns.

9. Check the Park License

Not only is it not a great idea to live in a static caravan all year round, many parks simply won’t let you!  Parks with residential licences will allow you to pitch up permanently. However, most holiday parks will only have limited seasons.

It’s worth looking into season lengths with holiday parks.  These will tell you how long you can stay in a static caravan on-site.  It’s one of many things you’ll likely discuss during the agreement stages.

10. Static Caravan Maintenance

Again, this is a point which should become clear during your agreements with a park.  What are your rights when it comes to maintaining a static caravan? What does your park expect from you?

It should be easy for you to see what a park expects from you.  However, the last thing you will want is to buy a static caravan you don’t have the time or energy to keep up to.  Read that agreement carefully!

11. Selling Your Static Caravan

Once you have the had benefit of owning a static caravan, you may decide it is time to sell. So how do you go about selling a used static caravan? There are two main ways to do this.

The easiest way is to sell your caravan is back to the park operator. Selling this way is the easiest option, but you may not raise as much for the home as selling on the open market. Also, the park operator may not want to purchase the caravan at that time.

The second way of selling is to place the static onto the open market. You would usually have to notify the park operator that you are selling. Check the license agreement to make sure. You may be able to sell through the park, privately or through a third party like Sell My Group.

12. Take Your Time

Buying a static caravan is a process you never have to rush.  Ownership can be very exciting! However, rush too quickly, and you might end up tying into a deal you don’t want to be part of. As there are both a wide choice of used and new static caravans to buy.

Take your time.  Take a look at some of the UK’s wonderful parks using our search engine here at Sell My Group.  Soon enough, you’ll find the perfect static caravan and spot for your needs – for many years to come.

About the Author

Justin Allitt is an expert on all things Park Home, Lodge and Static Caravan, with over ten years of experience in the industry.

Since creating Sell My Group, Justin has helped hundreds of people find their dream holiday or residential park home by connecting buyers with their perfect property, park and location. With a reputation as an authority on the topic and a trusted source of industry information.